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<!--Generated by Squarespace Site Server v4.1.2 (http://www.squarespace.com/) on Mon, 12 May 2008 03:35:07 GMT--><rss xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:dc="http://purl.org/dc/elements/1.1/" version="2.0"><channel><title>Commentary</title><link>http://www.californiahousingforecast.com/commentary/</link><description></description><copyright></copyright><language>en-US</language><generator>Squarespace Site Server v4.1.2 (http://www.squarespace.com/)</generator><item><title>Market heating up, but more downside ahead</title><dc:creator>Schahrzad Berkland</dc:creator><pubDate>Sat, 10 May 2008 17:10:34 +0000</pubDate><link>http://www.californiahousingforecast.com/commentary/2008/5/10/market-heating-up-but-more-downside-ahead.html</link><guid isPermaLink="false">92998:812857:1827405</guid><description><![CDATA[This is a very strong spring bounce, but we are only in the 3rd year of a 7 year downturn.]]></description><wfw:commentRss>http://www.californiahousingforecast.com/commentary/rss-comments-entry-1827405.xml</wfw:commentRss></item><item><title>Rent-free homeowners keep economy from stumbling</title><dc:creator>Schahrzad Berkland</dc:creator><pubDate>Mon, 05 May 2008 04:04:28 +0000</pubDate><link>http://www.californiahousingforecast.com/commentary/2008/5/5/rent-free-homeowners-keep-economy-from-stumbling.html</link><guid isPermaLink="false">92998:812857:1810330</guid><description><![CDATA[It just dawned on me, why the economy is not stumbling:  borrowers living 9 months "mortgage free" have lots of extra cash.]]></description><wfw:commentRss>http://www.californiahousingforecast.com/commentary/rss-comments-entry-1810330.xml</wfw:commentRss></item><item><title>San Diego High End Market facing Rejection</title><dc:creator>Schahrzad Berkland</dc:creator><pubDate>Mon, 05 May 2008 03:54:43 +0000</pubDate><link>http://www.californiahousingforecast.com/commentary/2008/5/5/san-diego-high-end-market-facing-rejection.html</link><guid isPermaLink="false">92998:812857:1810309</guid><description><![CDATA[The over-$1.5 million buyer is rejecting most of the homes on the market.]]></description><wfw:commentRss>http://www.californiahousingforecast.com/commentary/rss-comments-entry-1810309.xml</wfw:commentRss></item><item><title>100% financing is now called "FHA"</title><dc:creator>Schahrzad Berkland</dc:creator><pubDate>Sat, 03 May 2008 04:58:19 +0000</pubDate><link>http://www.californiahousingforecast.com/commentary/2008/5/3/100-financing-is-now-called-fha.html</link><guid isPermaLink="false">92998:812857:1806949</guid><description><![CDATA[FHA financing is taxpayer funded, and allowed 140 San Diego buyers to get into a home in April.]]></description><wfw:commentRss>http://www.californiahousingforecast.com/commentary/rss-comments-entry-1806949.xml</wfw:commentRss></item><item><title>Even the pros use a Realtor</title><dc:creator>Schahrzad Berkland</dc:creator><pubDate>Fri, 02 May 2008 20:03:26 +0000</pubDate><link>http://www.californiahousingforecast.com/commentary/2008/5/2/even-the-pros-use-a-realtor.html</link><guid isPermaLink="false">92998:812857:1806027</guid><description><![CDATA[The pros like to use a realtor.  Please interview several realtors, and hire one who is honest and knowledgeable.]]></description><wfw:commentRss>http://www.californiahousingforecast.com/commentary/rss-comments-entry-1806027.xml</wfw:commentRss></item><item><title>Where would you rather buy?</title><dc:creator>Schahrzad Berkland</dc:creator><pubDate>Fri, 02 May 2008 19:42:25 +0000</pubDate><link>http://www.californiahousingforecast.com/commentary/2008/5/2/where-would-you-rather-buy.html</link><guid isPermaLink="false">92998:812857:1805944</guid><description><![CDATA[If you buy in a neighborhood with even one foreclosure, your equity is at serious risk.]]></description><wfw:commentRss>http://www.californiahousingforecast.com/commentary/rss-comments-entry-1805944.xml</wfw:commentRss></item><item><title>Overlooking foreclosure sales paints a misleading picture</title><dc:creator>Schahrzad Berkland</dc:creator><pubDate>Thu, 01 May 2008 16:42:07 +0000</pubDate><link>http://www.californiahousingforecast.com/commentary/2008/5/1/overlooking-foreclosure-sales-paints-a-misleading-picture.html</link><guid isPermaLink="false">92998:812857:1802972</guid><description><![CDATA[$subscriber story]]></description><wfw:commentRss>http://www.californiahousingforecast.com/commentary/rss-comments-entry-1802972.xml</wfw:commentRss></item><item><title>Unofficial Official Recession</title><dc:creator>Schahrzad Berkland</dc:creator><pubDate>Thu, 01 May 2008 12:13:33 +0000</pubDate><link>http://www.californiahousingforecast.com/commentary/2008/5/1/unofficial-official-recession.html</link><guid isPermaLink="false">92998:812857:1802362</guid><description><![CDATA[" If nominal GDP were deflated by the headline CPI number we would have two consecutive quarters of negative real GDP growth, an OFFICIAL  recession as is widely defined."]]></description><wfw:commentRss>http://www.californiahousingforecast.com/commentary/rss-comments-entry-1802362.xml</wfw:commentRss></item><item><title>The Next Bubble: Commodities</title><dc:creator>Schahrzad Berkland</dc:creator><pubDate>Thu, 01 May 2008 11:11:52 +0000</pubDate><link>http://www.californiahousingforecast.com/commentary/2008/5/1/the-next-bubble-commodities.html</link><guid isPermaLink="false">92998:812857:1802293</guid><description><![CDATA[Speculators are chasing yield in commodities.]]></description><wfw:commentRss>http://www.californiahousingforecast.com/commentary/rss-comments-entry-1802293.xml</wfw:commentRss></item><item><title>Foreclosure Seminar Tonight</title><dc:creator>Schahrzad Berkland</dc:creator><pubDate>Tue, 29 Apr 2008 18:16:52 +0000</pubDate><link>http://www.californiahousingforecast.com/commentary/2008/4/29/foreclosure-seminar-tonight.html</link><guid isPermaLink="false">92998:812857:1797827</guid><wfw:commentRss>http://www.californiahousingforecast.com/commentary/rss-comments-entry-1797827.xml</wfw:commentRss></item><item><title>Testifying at the LA Fed in the Bank of America Countrywide merger</title><dc:creator>Schahrzad Berkland</dc:creator><pubDate>Mon, 28 Apr 2008 04:10:36 +0000</pubDate><link>http://www.californiahousingforecast.com/commentary/2008/4/28/testifying-at-the-la-fed-in-the-bank-of-america-countrywide.html</link><guid isPermaLink="false">92998:812857:1793825</guid><wfw:commentRss>http://www.californiahousingforecast.com/commentary/rss-comments-entry-1793825.xml</wfw:commentRss></item><item><title>MLS data now free to the public!</title><dc:creator>Schahrzad Berkland</dc:creator><pubDate>Thu, 24 Apr 2008 02:20:23 +0000</pubDate><link>http://www.californiahousingforecast.com/commentary/2008/4/24/mls-data-now-free-to-the-public.html</link><guid isPermaLink="false">92998:812857:1784164</guid><description><![CDATA[MLS data now available to the public!!!!!
If you can find a better search engine than Market Snapshot, I will give you a free 3 months subscription!]]></description><wfw:commentRss>http://www.californiahousingforecast.com/commentary/rss-comments-entry-1784164.xml</wfw:commentRss></item><item><title>National TV show looking for foreclosed renters</title><dc:creator>Schahrzad Berkland</dc:creator><pubDate>Wed, 23 Apr 2008 01:45:06 +0000</pubDate><link>http://www.californiahousingforecast.com/commentary/2008/4/23/national-tv-show-looking-for-foreclosed-renters.html</link><guid isPermaLink="false">92998:812857:1781466</guid><description><![CDATA[If you are renter who was evicted due to your landlord's foreclosure, please call me by tomorrow morning, so I can pass along your name to a national TV show for a story they are doing this week.]]></description><wfw:commentRss>http://www.californiahousingforecast.com/commentary/rss-comments-entry-1781466.xml</wfw:commentRss></item><item><title>Lenders scrutizine condos - big price drops to come</title><dc:creator>Schahrzad Berkland</dc:creator><pubDate>Wed, 23 Apr 2008 01:41:48 +0000</pubDate><link>http://www.californiahousingforecast.com/commentary/2008/4/23/lenders-scrutizine-condos-big-price-drops-to-come.html</link><guid isPermaLink="false">92998:812857:1781463</guid><description><![CDATA[Some condos cannot get a loan.  Next leg down is here.]]></description><wfw:commentRss>http://www.californiahousingforecast.com/commentary/rss-comments-entry-1781463.xml</wfw:commentRss></item><item><title>More power to the public - get San Diego inventory numbers, live</title><dc:creator>Schahrzad Berkland</dc:creator><pubDate>Mon, 21 Apr 2008 01:08:53 +0000</pubDate><link>http://www.californiahousingforecast.com/commentary/2008/4/21/more-power-to-the-public-get-san-diego-inventory-numbers-liv.html</link><guid isPermaLink="false">92998:812857:1776255</guid><description><![CDATA[Now you can keep track of inventory by type of property, and get a daily count of new listings, down to the zip code level.]]></description><wfw:commentRss>http://www.californiahousingforecast.com/commentary/rss-comments-entry-1776255.xml</wfw:commentRss></item></channel></rss>