<?xml version="1.0" encoding="UTF-8"?>
<!--Generated by Squarespace Site Server v4.1.2 (http://www.squarespace.com/) on Thu, 22 May 2008 20:12:24 GMT--><feed xmlns="http://www.w3.org/2005/Atom" xmlns:dc="http://purl.org/dc/elements/1.1/"><title>Guest Column</title><subtitle>Guest Column</subtitle><id>http://www.californiahousingforecast.com/guestcolumn/</id><link rel="alternate" type="application/xhtml+xml" href="http://www.californiahousingforecast.com/guestcolumn/"/><link rel="self" type="application/atom+xml" href="http://www.californiahousingforecast.com/guestcolumn/atom.xml"/><updated>2008-02-01T14:31:49Z</updated><generator uri="http://www.squarespace.com/" version="Squarespace Site Server v4.1.2 (http://www.squarespace.com/)">Squarespace</generator><entry><title>The HOA Trap: Think Twice Before Buying Condominium or Townhome</title><id>http://www.californiahousingforecast.com/guestcolumn/2008/2/1/the-hoa-trap-think-twice-before-buying-condominium-or-townho.html</id><link rel="alternate" type="text/html" href="http://www.californiahousingforecast.com/guestcolumn/2008/2/1/the-hoa-trap-think-twice-before-buying-condominium-or-townho.html"/><author><name>Ralph Sweitzer</name></author><published>2008-02-01T14:28:57Z</published><updated>2008-02-01T14:28:57Z</updated><summary type="html" xml:lang="en-US"><![CDATA[Ralph Schweitzer describes his first hand accounts of the hassle and hidden costs of belonging to a Homeowners' Association.]]></summary></entry><entry><title>How low in Oxnard</title><id>http://www.californiahousingforecast.com/guestcolumn/2007/12/30/how-low-in-oxnard.html</id><link rel="alternate" type="text/html" href="http://www.californiahousingforecast.com/guestcolumn/2007/12/30/how-low-in-oxnard.html"/><author><name>Schahrzad Berkland</name></author><published>2007-12-30T23:01:25Z</published><updated>2007-12-30T23:01:25Z</updated><summary type="html" xml:lang="en-US"><![CDATA[Median price chart]]></summary></entry><entry><title>How low in San Diego?</title><id>http://www.californiahousingforecast.com/guestcolumn/2007/12/30/how-low-in-san-diego.html</id><link rel="alternate" type="text/html" href="http://www.californiahousingforecast.com/guestcolumn/2007/12/30/how-low-in-san-diego.html"/><author><name>Schahrzad Berkland</name></author><published>2007-12-30T18:32:12Z</published><updated>2007-12-30T18:32:12Z</updated><summary type="html" xml:lang="en-US"><![CDATA[San Diego median prices are falling]]></summary></entry><entry><title>Guest Column - Automated Underwriting System</title><id>http://www.californiahousingforecast.com/guestcolumn/guest-column-automated-underwriting-system.html</id><link rel="alternate" type="text/html" href="http://www.californiahousingforecast.com/guestcolumn/guest-column-automated-underwriting-system.html"/><author><name>Schahrzad Berkland</name></author><published>2007-10-18T21:10:59Z</published><updated>2007-10-18T21:10:59Z</updated><summary type="html" xml:lang="en-US"><![CDATA[Reader and mortgage broker Roger Herrick contributed this article on automated underwriting for mortgages.]]></summary></entry><entry><title>Median Listing Prices for October</title><id>http://www.californiahousingforecast.com/guestcolumn/2007/10/1/median-listing-prices-for-october.html</id><link rel="alternate" type="text/html" href="http://www.californiahousingforecast.com/guestcolumn/2007/10/1/median-listing-prices-for-october.html"/><author><name>Lee Williams</name></author><published>2007-10-01T18:56:20Z</published><updated>2007-10-01T18:56:20Z</updated><summary type="html" xml:lang="en-US"><![CDATA[Here are the historical Median Listing Prices supplied by  Housing Tracker. No bottom in sight yet...]]></summary></entry><entry><title>Percent of Income Spent on Housing</title><id>http://www.californiahousingforecast.com/guestcolumn/2007/9/15/percent-of-income-spent-on-housing.html</id><link rel="alternate" type="text/html" href="http://www.californiahousingforecast.com/guestcolumn/2007/9/15/percent-of-income-spent-on-housing.html"/><author><name>Lee Williams</name></author><published>2007-09-15T18:28:37Z</published><updated>2007-09-15T18:28:37Z</updated><summary type="html" xml:lang="en-US"><![CDATA[What percentage of household income do Californian's spend on Housing?  You may be surprised...]]></summary></entry><entry><title>Housing Overvaluation Update</title><id>http://www.californiahousingforecast.com/guestcolumn/2007/9/1/housing-overvaluation-update.html</id><link rel="alternate" type="text/html" href="http://www.californiahousingforecast.com/guestcolumn/2007/9/1/housing-overvaluation-update.html"/><author><name>Lee Williams</name></author><published>2007-09-01T17:38:29Z</published><updated>2007-09-01T17:38:29Z</updated><summary type="html" xml:lang="en-US"><![CDATA[Many of you will recall my article on "Housing Overvaluation" about 4 months ago.  Here is an update...]]></summary></entry><entry><title>San Joaquin Valley Coming Unglued</title><id>http://www.californiahousingforecast.com/guestcolumn/san-joaquin-valley-coming-unglued.html</id><link rel="alternate" type="text/html" href="http://www.californiahousingforecast.com/guestcolumn/san-joaquin-valley-coming-unglued.html"/><author><name>Lee Williams</name></author><published>2007-07-28T14:25:24Z</published><updated>2007-07-28T14:25:24Z</updated><summary type="html" xml:lang="en-US"><![CDATA[Have you looked up north lately?  The San Joaquin Valley is being hammered.  Here is a preview...]]></summary></entry><entry><title>Housing Affordability</title><id>http://www.californiahousingforecast.com/guestcolumn/2007/7/17/housing-affordability.html</id><link rel="alternate" type="text/html" href="http://www.californiahousingforecast.com/guestcolumn/2007/7/17/housing-affordability.html"/><author><name>Lee Williams</name></author><published>2007-07-17T18:13:53Z</published><updated>2007-07-17T18:13:53Z</updated><summary type="html" xml:lang="en-US"><![CDATA[A popular way to quantify Housing Affordability is by the ratio of House Price / Income.  Read Lee's analysis of a new study here...]]></summary></entry><entry><title>Incomes in the US</title><id>http://www.californiahousingforecast.com/guestcolumn/2007/6/29/incomes-in-the-us.html</id><link rel="alternate" type="text/html" href="http://www.californiahousingforecast.com/guestcolumn/2007/6/29/incomes-in-the-us.html"/><author><name>Lee Williams</name></author><published>2007-06-29T16:46:02Z</published><updated>2007-06-29T16:46:02Z</updated><summary type="html" xml:lang="en-US"><![CDATA[Are you losing or gaining ground financially?  Lee's latest article examines Incomes in America and provides an historical perspective of where we've come from and where we are heading.]]></summary></entry></feed>